ArthaLogic – About
Artha in Sanskrit means wealth, meaning, purpose, and livelihood.
Logic is reasoning — thinking carefully about effort and consequence.
ArthaLogic exists at the intersection of the two.
It is an attempt to understand what money actually means in our lives, how it shapes decisions, and how we should think about it with the right intention — not just as numbers, but as something connected to purpose and responsibility.
While studying finance, I realised that real understanding does not come from definitions or formulas alone. It comes from asking simple but uncomfortable questions: How does this work in the real world? Where does it fail? What assumptions are we making?
ArthaLogic is my quiet space to think through these questions. Here, I try to connect theory with reality — commodities, valuation, real assets, cash flows, and financial decisions — and write down what I understand, what I’m unsure about, and what I’m still trying to figure out.
This site is a record of learning, not conclusions.
It is meant for exploration, reflection, and clarity.
This website is for educational and learning purposes only. It does not constitute investment advice.
How I See Finance
Here, I try to connect what I’m learning — especially from the CFA Level II curriculum — to how finance actually plays out in the real world. The focus is not on mastering definitions, but on understanding what to expect when these ideas meet real businesses, markets, and decisions.
This section is a place to think through concepts, question assumptions, and see where theory holds up and where it starts to break. If you’re also learning finance, this is an invitation to explore alongside me — to understand things a little better, step by step, through reasoning rather than certainty
Real Estate & REITs
Here, I share what I’m learning about real estate and REITs, and how this sector connects with many other parts of the economy. Rather than looking at real estate in isolation, I try to understand how it is influenced by interest rates, inflation, credit cycles, policy, and broader market conditions.
This section is also about seeing real estate as part of a diversified portfolio — how it behaves differently from other asset classes, what role it can play alongside equities and fixed income, and where its risks are often misunderstood. There isn’t much clear, practical discussion around this, so this space is meant to explore those relationships slowly and honestly, as I continue learning.
Oil , Gas & Commodity
Here, I explore oil, gas, and commodities through a financial lens — not just as prices on a screen, but as assets shaped by cycles, supply constraints, geopolitics, and demand over time. The goal is to understand how these assets behave, why they matter, and what they actually contribute when included in a portfolio.
Commodities are not easy to study or apply correctly. Their role in diversification, inflation protection, and risk management is often misunderstood or oversimplified. This section is an attempt to learn patiently — to see how these assets fit into broader financial decisions, what to expect from them, and where the common assumptions can go wrong.
Research & Notes
This section is intentionally open-ended. Not everything that shapes financial understanding is strictly about finance, and not every useful idea fits neatly into a model or framework. Here, I keep space for notes, side research, and observations that may not look directly financial at first, but still matter in how we think and decide.
This is not a place for lectures or borrowed “gyan.” It’s more like a working notebook — thoughts in progress, links between ideas, short research notes, and reflections that don’t yet belong anywhere else. Sometimes these notes connect back to finance clearly, and sometimes they don’t — and that’s fine.
If I ever drift away from what this website was originally meant for, this section is also a way to stay honest about that. It records the process, not just the outcomes
“Everythings matter but after YOU”